RetailWorld
Whitelist open — accepting applications

The buying group built for sellers who want more.

3% APY on your balance. Same-day ACH & wire payouts the moment items scan. Flexible Net 7/15/30 for a higher commission. And if another group offers better — we'll match it.

Live payout
TXN-00814

Paid today

$4,286.50

ACH · Chase •• 4921

Balance at 3% APY

$12,412.08

Net terms

Net 15

Bonus commission

+0.75%

Scanned

132 units

Just paid out →
$2,140.00·ACH·68 units
Paid out · last 30d$100k+
Units scanned2K
Active whitelisted sellers50+
Avg. payout time0.0h

Refreshed daily

Approved sourcing retailers

Best Buy
Target
Kohl's
Macy's
Dick's
Home Depot
Lowe's
Costco
Sam's Club
Walmart
Nordstrom
Gamestop

And 40+ more. Full list provided at whitelist approval.

Locations in DE & TX
Same-day ACH & wire
3% APY on balances
Price-match guaranteed
Why RetailWorld

Built so you keep more of every buy.

Most buying groups take your inventory and make you wait. We pay you faster, pay you more, and pay you interest while you wait.

3% APY on balances

Your balance isn't just sitting there. Every dollar you leave with us earns 3% annually, paid monthly — no minimums, no lock-ups.

Balance

Monthly interest

$0

+$0.50

3.00% APY, paid on the 1st. No fees, no minimums.

Same-day payouts

The second your items scan, we auto-initiate ACH or wire to your account on file. No portal nudging. No chasing invoices.

ACH · Chase •• 4921$1,248.009:02a
Wire · Mercury$3,040.509:14a
ACH · BofA •• 0031$612.259:41a

Flexible Net terms

Choose Net 7, 15, or 30 to earn a higher commission on every buy. Stay liquid with same-day, or extend for up to +1.25% bonus.

Same-day

+0%

Net 7

+0.35%

Net 15

+0.75%

Net 30

+1.25%

Price-match guarantee

Got a better commission offer from another legit buying group? Send us the screenshot. We'll match it — or beat it.

Competitor offer$18.42
RetailWorld match$18.42
RetailWorld beat$18.67
We'll always meet or beat any legit offer.
The portal, previewed

A dashboard that actually respects your time.

Every scan, payout, and interest accrual in one place — with the kind of no-click-bloat workflow you'd expect from a fintech, not a buying group.

portal.retailworld.net / overview

Available balance

$38,412.08

+$96.12 interest this month

30-day payouts

7D30D90D1Y
Activity
Amount
Status
Payout · TXN-00814
+$4,286.50
Paid
Scan · Best Buy lot #A412
+$1,240.00
Cleared
Interest · Jan accrual
+$96.12
Credited
Payout · TXN-00811
+$612.25
Paid
How it works

Three steps. No chasing invoices.

Whitelist-only keeps the group small enough that we can actually pay you same-day, every day.

Step 01

You buy

Approved retailer

Best Buy, Target, Costco…

Step 02

Ship in

DE or TX hub

Closest to you, overnight carriers

Step 03

We scan

Verify & prep

132/132 units reconciled

Step 04

Same-day payout

ACH or wire

Hits before you get home

01

Apply for whitelist

We vet every seller for quality and volume. Most qualified applicants hear back within 48 hours.

02

Buy, ship, scan

Source from approved retailers, send to DE or TX. We scan, verify, and prep on arrival.

03

Get paid — instantly

ACH or wire hits the same day items scan. Leave a balance? It earns 3% APY automatically.

Earnings calculator

See what your buy volume is worth.

Commission on RetailWorld is set per product — no flat base. Plug in the average rate you expect across your mix and see the Net-term and APY math lay out in real time.

$50,000
$5K$500K
4.50%
2.50%8.00%

Every deal is quoted individually — this is your expected average across your mix.

+0.75%
$15,000
$0$100K

Projected annual earnings

$31,950

Product commission4.50% avg
$27,000
Net 15 bonus+0.75%
$4,500
3% APY on idle balance3.00%
$450
That's $2,663 a month on $50,000 of buys at 5.25%.
Transparent payouts

Every line item, itemized.

When a lot scans in, this is the receipt we generate — every fee, every commission tier, every rebate. No fine print.

TXN-00814Apr 18, 2026 · 9:02a ET
LotBBY-0418-A412
SourceBest Buy · Wilmington, DE
Units scanned132 / 132
Gross$94,122.00
Product commission (4.50%)+$4,235.49
Net 15 bonus (+0.75%)+$705.92
Referral rebate+$45.09
Payout$4,986.50
MethodACH · Chase •• 4921
StatusPAID
// webhook payloadPOST /hooks/payout

We'll expose this webhook to approved sellers with bookkeeping automations.

How we stack up

A fairer deal for serious sellers.

We're not trying to be the biggest buying group. We're trying to be the one that pays you faster, pays you more, and treats your balance like it matters.

Feature
RetailWorld
Other buying groups
APY on idle balances
3.00%
0%
Payout speed when items scan
Same day (ACH or wire)
Net 30+
Flexible Net terms (for higher commission)
Price match on competitor offers
Physical scanning locations
DE & TX
Varies
Whitelist-only quality control

Comparison reflects typical industry terms. Specific competitors may vary.

Locations

Two hubs. Nationwide reach.

Delaware for the East Coast, Texas for Central and West. Both built for fast receiving, scanning, and same-day payouts.

DE

Wilmington, DE

Delaware

Our East Coast scanning hub — closest to major Amazon FCs for rapid turnarounds.

TX

Dallas, TX

Texas

Central US hub serving the South and West with overnight receiving on most carriers.

FAQ

Questions, answered.

Still curious? Email info@retailworld.net and a real human will reply.

Ready for a buying group that actually pays you more?

Drop your email to get on the waitlist — or go straight to the full application.

Prefer the full form? Apply for whitelist →