Net 7 vs Net 15 vs Net 30: which term actually pays you more?
The bonus tiers look small on paper. Worked out on real buy volume, they swing five figures a year.
By RetailWorld team
Most buying groups pay Net 30 on a good day and 'eventually' on a bad one. Commission on RetailWorld is quoted per product — no flat base — so the Net-term bonus is a clean additive on top of whatever that individual deal pays. If you can afford to wait a few days, the Net tiers make waiting profitable instead of punishing.
The bonus tiers
| Term | Bonus on top of your product commission |
|---|---|
| Same-day | — |
| Net 7 | +0.35% |
| Net 15 | +0.75% |
| Net 30 | +1.25% |
What that actually means in dollars
On $100,000/month in buy volume — a mid-tier reseller — choosing Net 15 over same-day is worth an extra $750 a month, or $9,000 a year. Choosing Net 30 is worth $15,000 a year. That's a car payment, or a kid's summer camp, in exchange for a two-to-four week wait on money that would've been sitting in your checking account anyway.
When same-day still makes sense
- You're churning through credit card statements on tight cycles.
- You're early in your reseller journey and your working capital is thin.
- You're chasing a specific SUB that requires the cash to recycle fast.
When Net 30 is obvious
- You're operating off a 55-day grace period card (chase with 5 days of billing + 50 days of grace).
- You have enough runway that a month of deferred payout doesn't affect operations.
- You're reinvesting into scale — the +1.25% is essentially free compounded return.
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